Hello I'm
USMAN
MALIK
From Financial Records to Market Moves - Complete Control.
About Me
A results-driven finance professional and market participant with over seven years of experience across UAE and Pakistan. With a strong academic foundation as an MBA (Finance) graduate and a Gold Medallist in BBA Finance, skilled at combining analytical expertise with real-world financial insight.
From managing corporate accounting operations to actively participating in global financial markets, brings a unique blend of traditional finance and modern trading intelligence. The approach is rooted in precision, compliance, and strategic thinking.
Beyond finance, I focus on discipline and consistency through fitness and continuous self-improvement. This mindset drives a balanced, high-performance approach—bringing focus, resilience, and adaptability to both professional work and dynamic market environments.
Expertise
Financial System Optimzation & Regulatory Compliance
- Financial Systems Optimization – Improving accounting workflows and reporting accuracy.
- Regulatory Compliance – Ensuring adherence to UAE tax laws and financial regulations.
Operational Finance & Trading Psychology &
Risk Management
- Operational Finance – Supporting business decisions through financial insights.
- Trading Psychology & Risk Management – Applying disciplined strategies in Forex markets.
Multi Industry Exposure & VAT Compliance
- Multi-Industry Exposure – Experience in FMCG, and service sectors.
- VAT Compliance & Filing – Preparing and submitting accurate VAT returns, ensuring timely filings and adherence to UAE tax regulations.
Industries
Core Competencies
Financial Analysis
&
Forecasting
Cash Flow
&
Treasury Management
VAT
&
Tax Compliance
(UAE/PAK)
Operational Finance
&
Invoicing
Accounting Systems
&
Reporting
Payroll
&
WPS Administration
Forex Trading
&
Risk Management
Business Insights
&
Financial Communication
Education
Master of Business Administration (MBA)
Finance
MBA in Finance with comprehensive knowledge of financial accounting, investment analysis, and portfolio management. Equipped with strong analytical and problem-solving skills, with a focus on applying financial theories to real-world market and business scenarios.
Bachelor of Business Administration (BBA)
Finance
Bachelor of Business Administration (BBA) in Finance, graduated as a Gold Medalist for academic excellence. Gained strong expertise in financial accounting, investment principles, and analytical problem-solving, forming a solid base for advanced studies and professional growth in finance.
Testimonials
CEO, Grand Nur Trading L.L.C
Dubai, UAE
“Usman has proven to be a dependable finance professional with hands-on experience in UAE accounting practices. His knowledge of VAT compliance, financial reporting, and operational finance adds real value to business processes and decision-making.”
Engr. Armughan, UoB
Buckinghamshire, UK
“I had the opportunity to work with Usman on a freelance basis and found him to be highly professional and reliable. His strong financial knowledge, attention to detail, and structured approach make him one of the best professionals I have worked with.”
Asst. Professor, WMC
Rawalpindi, Pakistan
“Usman demonstrates exceptional accuracy and professionalism in financial management. His ability to handle accounting operations, analyze financial data, and maintain compliance standards makes him a reliable and valuable finance professional.”
Dean FMS, RIU
Islamabad, Pakistan
“Being a Gold Medalist in Finance truly reflects in Usman’s work. His analytical mindset, attention to detail, and strong understanding of financial concepts set him apart. He consistently approaches challenges with a structured and solution-oriented perspective.”
Get in Touch
Connect with me for professional opportunities, financial insights, and discussions in accounting, finance, and global markets. Let’s build value through knowledge and collaboration.